TALLAHASSEE, Fla. – The Florida Office of Insurance Regulation (OIR) issued a report July 1 that showed homeowners in different parts of the state pay widely varying amounts for property insurance.

Average premiums for homeowners by county

1. Monroe: $6,729
2. Miami-Dade: $5,093
3. Palm Beach: $4,811
4. Broward: $4,802
5. Martin: $4,373
6. Collier: $3,928
7. Franklin: $3,849
8. Walton: $3,603
9. Indian River: $3,144
10. Gulf: $2,787
11. Okaloosa: $2,782
12. Pinellas: $2,728
13. Escambia: $2,681
14. Brevard: $2,568
15. Santa Rosa: $2,535
16. Glades: $2,528
17. Okeechobee: $2,528
18. Bay: $2,519
19. Lee: $2,515
20. St. Lucie: $2,509
21. Sarasota: $2,470
22. Seminole: $2,459
23. Orange: $2,440
24. Hendry: $2,342
25. Hillsborough: $2,320
26. Calhoun: $2,317
27. DeSoto: $2,296
28. Hardee: $2,273
29. Charlotte: $2,201
30. Manatee: $2,144
31. St. Johns: $2,135
32. Nassau: $2,122
33. Liberty: $2,093
34. Washington: $2,093
35. Holmes: $2,092
36. Lafayette: $2,088
37. Jackson: $2,039
38. Volusia: $2,036
39. Dixie: $2,031
40. Jefferson: $2,013
41. Osceola: $2,005
42. Polk: $1,945
43. Duval: $1,943
44. Levy: $1,938
45. Taylor: $1,935
46. Madison: $1,934
47. Highlands: $1,897
48. Suwannee: $1,887
49. Gadsden: $1,869
50. Pasco: $1,859
51. Flagler: $1,847
52. Leon: $1,832
53. Union: $1,815
54. Hamilton: $1,805
55. Clay: $1,787
56. Putnam: $1,765
57. Bradford: $1,750
58. Wakulla: $1,749
59. Gilchrist: $1,734
60. Alachua: $1,733
61. Lake: $1,731
62. Columbia: $1,712
63. Citrus: $1,711
64. Hernando: $1,646
65. Marion: $1,585
66. Baker: $1,542
67. Sumter: $1,438

Note: Averages are based on data from the first quarter of 2022

Source: Florida Office of Insurance Regulation

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